Helping labor-driven small businesses get clear on their numbers and grow with confidence.

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At Pivot Financial Solutions, we provide outsourced CFO and financial strategy services for service-based businesses that rely on people, performance, and precision. Whether you're running a restaurant, managing a crew in the trades, or providing hands-on services like wellness or cleaning — we help you streamline your finances and improve profitability.

Our support goes beyond basic bookkeeping. We deliver the insight and structure you need to control cash flow, make smart decisions, and scale sustainably.

👥 Who We Work With

We specialize in working with business owners who are:

  • Scaling fast and need clean, reliable books

  • Tightening margins and looking to cut financial waste

  • Preparing for funding, expansion, or exit

  • Too busy running operations to chase down numbers

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Helping Hospitality Businesses Maximize Profitability

Running a food business means juggling tight margins, rising labor costs, and unpredictable vendor pricing. We provide tailored financial support to help you track your numbers in real time and make decisions that protect profit.

Our services for food businesses include:

  • ✅ Menu pricing & profitability analysis

  • ✅ Labor cost tracking & overtime control

  • ✅ Prime cost reporting (food + labor)

  • ✅ Clean, timely financials by the 10th

  • ✅ Break-even monitoring & margin strategy

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A person operating a Makita cordless power drill.

🔧 Trades & Field Service Providers

From HVAC to electrical to landscaping, your business lives and dies by accurate pricing and job-level profitability. We help you get control of your numbers so every project supports your bottom line.

Our services for trades include:

  • ✅ Job costing & project-level margin tracking

  • ✅ Cash flow forecasts & seasonality planning

  • ✅ Payroll and subcontractor payment support

  • ✅ Accounts receivable organization

  • ✅ Budgeting & business planning

a salon owner in the service industry that could use help figuring out finances.
Yoga studio Yoga business Yoga business owner who needs financial help.

💆 Personal Service Businesses

Wellness professionals, cleaning companies, and other personal service brands often have unpredictable revenue and inconsistent expenses. We help you stabilize your numbers and build a financial foundation for long-term growth.

We support with:

  • ✅ Client package pricing & profitability

  • ✅ Cash flow visibility & income smoothing

  • ✅ Payroll and contractor tracking

  • ✅ Growth planning & exit readiness

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  • Yes — we focus on financial clarity and strategy all year, not just at tax time. We help you understand your numbers and stay on track month by month.

  • We offer a free consultation and financial review for potential Mini CFO and Full CFO clients. This allows us to assess your current financial situation and recommend the best path forward.

  • Our Concierge Bookkeeping package includes bank and credit card reconciliations, monthly financial statements, and a custom chart of accounts designed for your business. We also offer optional add-ons like bill pay and vendor management.

  • Once you decide to move forward, onboarding typically takes 7-30, depending on the complexity of your business. We’ll set up your systems, assess cleanliness of your books, and create a tailored financial plan.

  • Absolutely! We understand that business needs evolve. You can scale your services up or down based on your current goals and financial complexity.

  • We work primarily with QuickBooks Online and NetSuite, but we’re flexible if you already have a preferred system.

  • Yes, you’ll work directly with Account Manager, who will act as your financial partner and advisor. We’re committed to providing personalized support, not just delivering reports.